The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a flagship scheme launched by the Government of India to provide financial assistance to landholding farmer families across the country. The primary objective of the scheme is to supplement the financial needs of farmers for procuring various agricultural inputs to ensure proper crop health and yield, along with addressing their domestic needs. The scheme is designed to provide direct income support to farmers, enabling them to better manage the economic challenges faced in agriculture.
Objective
The main objective of PM-KISAN is to provide ₹6,000 per year to eligible farmer families. This financial assistance is paid in three equal installments of ₹2,000 each, every four months. The amount is directly transferred to the bank accounts of eligible farmers under the Direct Benefit Transfer (DBT) mode, ensuring transparency and efficiency.
Benefits of the Scheme
The scheme offers the following financial benefits to eligible farmers:
- Annual Financial Assistance: ₹6,000 per year, payable in three equal installments of ₹2,000 every four months.
- The direct benefit is transferred online to the bank accounts of the farmers, eliminating intermediaries.
Eligibility Criteria
The following landholding farmers’ families are eligible to receive benefits under the PM-KISAN scheme:
- Landholding Farmers: Families that own cultivable land are eligible for the financial assistance.
Exclusions
Certain categories of individuals or families are not eligible for the benefit under this scheme. These include:
- Institutional Landholders: Farmers who hold land as institutions are not eligible.
- High Economic Status Individuals: The following categories of individuals are excluded:
- Former and Present Holders of Constitutional Posts (e.g., President, Vice President, Governors).
- Former and Present Ministers/State Ministers and members of the Lok Sabha, Rajya Sabha, State Legislative Assemblies, and State Legislative Councils.
- Former and Present Mayors of Municipal Corporations and Chairpersons of District Panchayats.
- Government Officers and Employees:
- Serving or retired officers and employees of Central/State Government Ministries, Departments, and Public Sector Enterprises (PSEs), Autonomous Institutions, etc.
- Regular employees of Local Bodies (excluding Multi-Tasking Staff, Class IV, Group D employees).
- Pensioners:
- Retired pensioners whose monthly pension is ₹10,000 or more (excluding Multi-Tasking Staff, Class IV, Group D employees).
- Income Tax Payers:
- Individuals who paid Income Tax in the last assessment year.
- Professionals:
- Doctors, Engineers, Lawyers, Chartered Accountants, and Architects registered with professional bodies and engaged in practice.
Application Process
The application process for PM-KISAN is primarily online and can be done through Common Service Centers (CSCs). Below are the steps for applying for the scheme:
Prerequisites for Enrollment
Before applying, ensure that the following documents and information are available:
- Aadhaar Card
- Landholding Paper (to prove land ownership)
- Savings Bank Account (for Direct Benefit Transfer)
Steps to Apply
- Visit the CSC Portal:
The farmer can visit the Common Service Center (CSC) to register for the scheme. - Farmer Registration:
The Village Level Entrepreneur (VLE) will assist in filling out the registration form. They will enter the following details:- State, District, Sub-District, Block, and Village.
- Aadhaar Number.
- Name of the Beneficiary.
- Category and Bank Account details.
- Land Registration ID and Date of Birth as per Aadhaar for authentication.
- Enter Land Details:
The VLE will enter the farmer’s landholding details (Survey/Kahta No., Khasra No., Area of Land) as per the landholding papers. - Upload Required Documents:
The following supporting documents must be uploaded:- Aadhaar Card.
- Landholding Papers.
- Bank Passbook (showing savings account details).
- Self-Declaration:
The farmer needs to accept a self-declaration and save the application. - Payment:
After saving the application, make the payment through the CSC ID. - Beneficiary Status Check:
After submission, the applicant can check their beneficiary status by entering their Aadhaar Number on the CSC portal.
Apply Now through UMANG
Farmers can also apply for the scheme via the UMANG (Unified Mobile Application for New-age Governance) mobile app.
Documents Required
The following documents are needed to apply for the PM-KISAN scheme:
- Aadhaar Card
- Landholding Papers (proof of land ownership)
- Savings Bank Account (bank passbook or account details)
Conclusion
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana is a crucial initiative by the Government of India that provides much-needed financial support to landholding farmers. By transferring ₹6,000 annually to farmers’ bank accounts in three installments, the scheme helps farmers manage their agricultural expenses and domestic needs. The online application process through CSC centers and the Direct Benefit Transfer (DBT) method ensure that the benefits reach the intended recipients in a transparent and efficient manner.
This scheme provides vital assistance to millions of farmers across the country, contributing to their economic well-being and encouraging sustainable agricultural practices. If you are a landholding farmer, make sure to apply for the scheme and avail of the benefits offered.