Indira Gandhi National Widow Pension Scheme

Introduction to Indira Gandhi National Widow Pension Scheme

The Indira Gandhi National Widow Pension Scheme (IGNWPS) is a significant initiative launched by the Government of India, aiming to provide financial security to widows who are living under difficult socio-economic conditions. The scheme, implemented by the Ministry of Rural Development, focuses on widows belonging to poor families (BPL – Below Poverty Line) in both rural and urban areas. Through this program, the Indian government aims to ensure that widows, particularly those who lack a stable financial source after the loss of their spouses, have a means of support for their livelihood. In this article, we will take a closer look at the details, benefits, eligibility, exclusions, application process, and required documentation for the Indira Gandhi National Widow Pension Scheme.

About Indira Gandhi National Widow Pension Scheme

The Indira Gandhi National Widow Pension Scheme (IGNWPS) is a non-contributory social security program designed to provide financial assistance to widows from BPL families. The scheme ensures that widows, especially those without any income-generating capabilities, are given monthly pensions to support themselves and maintain their dignity. By providing regular financial aid, this scheme alleviates the financial burden on widows and helps them overcome some of the economic challenges they face after losing their spouses.

Key Benefits of the Scheme

Under the Indira Gandhi National Widow Pension Scheme, widows who meet the eligibility criteria are entitled to receive a monthly pension. The details of the pension benefits are as follows:

• For Widows between the ages of 40 and 79 years, the pension amount is Rs. 300 per month.
• For Widows who are 80 years or older, the pension amount is increased to Rs. 500 per month.

This monthly pension serves as a crucial financial lifeline for widows who may not have other sources of income.

Eligibility Criteria for the Scheme

To qualify for the Indira Gandhi National Widow Pension Scheme, applicants must meet certain criteria. The eligibility conditions are as follows:

1. Widow Status: The applicant must be a widow, meaning she has lost her spouse.
2. Age Group: The widow should be within the age group of 40 to 79 years to receive the pension of Rs. 300 per month. For those aged 80 years or above, the pension amount increases to Rs. 500 per month.
3. Below Poverty Line (BPL): The applicant must belong to a household living below the poverty line. This is determined according to the BPL criteria prescribed by the Government of India.
4. Indian Citizenship: The applicant must be an Indian citizen.

Exclusions and Discontinuation of Pension

While the scheme provides valuable benefits, there are certain conditions under which the pension may be discontinued:

1. Remarriage: If the widow remarries, she becomes ineligible for the pension under this scheme.
2. Above Poverty Line (APL): If the widow’s family moves above the poverty line and is no longer classified as BPL, the pension will be discontinued.

It is essential for the beneficiaries to remain within the eligibility guidelines to continue receiving the pension.

Application Process for the Scheme

The Indira Gandhi National Widow Pension Scheme offers multiple methods for application, including both online and offline processes. Here’s a step-by-step breakdown of the application process:

Online Application Process

1. Download the UMANG App or visit the official UMANG Website (https://web.umang.gov.in/web_new/home).
2. Login using your mobile number and OTP (One Time Password).
3. Once logged in, search for the National Social Assistance Programme (NSAP).
4. Click on “Apply Online”.
5. Fill in the necessary details, such as:
   • Basic information (name, address, etc.).
   • Mode of pension payment (bank account or post office).
   • Uploading a recent photograph.
6. Once all information is filled out, click on “Submit” to complete the application.

Offline Application Process

1. Visit Local Authorities: Citizens can also apply offline by visiting their local Gram Panchayat or Municipal Office in rural or urban areas, respectively.
2. Submit the Application: Submit a completely filled application form along with the required documents.
3. Verification: The applications will be verified by the authorized officers who will check for eligibility.
4. Sanctioning Authority: Once verified, the applications will be submitted to the Sanctioning Authority for approval.
5. Pension Passbook: Once the pension is sanctioned, the beneficiary will receive a Pension Passbook, containing details about the pension and disbursement.

Documents Required for the Application

To apply for the Indira Gandhi National Widow Pension Scheme, applicants need to submit the following documents:

1. Death Certificate of Husband: This certificate must include the name of the surviving wife (widow).
2. BPL Card: A valid Below Poverty Line (BPL) card must be provided as proof of financial eligibility.
3. Age Proof: Applicants must provide proof of their age. The following documents can serve as proof of age:
   • Birth certificate or school certificate.
   • In the absence of these documents, a ration card or EPIC (Electoral Photo Identity Card) can be used.
   • If no official document is available, an age certificate issued by a government medical officer may be considered.

Verification and Sanctioning Process

After the submission of the application and necessary documents, the following steps are taken:

1. Verification: A Verification Officer will validate the details provided by the applicant. This officer will check the eligibility of the widow and confirm whether she belongs to the BPL category.
2. Recommendation: Based on the verification, the officer will make a recommendation for the sanction or rejection of the application.
3. Gram Sabha / Ward Sabha: In rural areas, the application is discussed in the Gram Sabha, while in urban areas, it is discussed in the Ward Sabha or Municipal Office.
4. Sanction Order: If the application is approved, the Sanctioning Authority will issue a Sanction Order to the applicant. This will include details about the pension amount and disbursement schedule.
5. Pension Passbook: Every beneficiary will receive a Pension Passbook, which contains details about the pension amount, disbursement details, and more.

Pension Disbursement

The pension amount is transferred directly to the beneficiaries through the Direct Benefit Transfer (DBT) process. The funds are credited to the bank account or post office account of the beneficiary, ensuring seamless and timely disbursement.

Conclusion

The Indira Gandhi National Widow Pension Scheme (IGNWPS) is a critical initiative to empower widows in India by providing them with a regular and reliable income source. By offering financial assistance to those in need, the scheme aims to improve the living conditions of widows, especially those from economically disadvantaged backgrounds. As part of the National Social Assistance Programme (NSAP), this scheme serves as a vital tool in India’s social welfare system, ensuring that no widow is left unsupported in their time of need.

If you meet the eligibility criteria and are in need of support, applying for this scheme could be a crucial step toward securing financial assistance and improving your quality of life.